After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 5 of the easiest ways you can catch up (and fast) Gain potential quarterly incom ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Learn about SIMPLE IRA plans, including contribution limits, how they compare to Roth IRAs, and the benefits SIMPLE IRAs ...

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

The stock market is down 8% in 2025 -- and that's all the more reason to invest in stocks. Here's why, as well as how you can ...