Many seniors are hoping for a generous Social Security cost-of-living adjustment (COLA) in 2026. It's best to have retirement income outside of Social Security so that COLAs matter less. For many older Americans,

The Senior Citizens League (TSCL) has predicted that Social Security's 2026 Cost-of-Living Adjustment (COLA) will be 2.5 percent, up from April's prediction of 2.4 percent. While May's prediction is slightly up from March's 2.

While the actual 2026 Social Security cost-of-living increase for retired workers won’t be announced until October, the Senior Citizens League is predicting a 2.5% increase for 2026, up from last month’s prediction of 2.