The minimum balance is a portion of the bill that needs to be repaid before the due date to prevent the account from going into default and to avoid late payment penalties.

With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can enjoy protection against unauthorized charges and other benefits. Keep in mind that ...

Travel credit cards may be all the rage, but cash-back cards provide incredible value that shouldn't be ignored. Here's why.

Downgrading a credit card may sound like a setback, but it actually can really reward you if your spending habits have changed and you no longer see value in the card you're currently using.

One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your ...

Capital One offers some of the best cash-back and rewards credit cards for consumers and small business owners. The Capital One Savor Cash Rewards Credit Card and Capital One Venture Rewards ...

In today's complex economic atmosphere, the selection of a standard credit card can pose a tough challenge. Two varieties of cards stand out from numerous others; they are co-branded credit cards ...

Gone are the days of the leather wallet and chunky billfold. Instead, people are turning to digital wallets: mobile phone-, ...

A personal loan is short-term financing that you can get to pay off a debt or make a large purchase. Find out if it's right for you.

If you’re like the average American — with nearly six figures of debt — managing all your monthly payments can be challenging and strain your budget. Debt consolidation can provide debt relief by ...