but charge fees if you want to pay with a credit card and/or speed up the delivery to your bank account. International money transfers vary based on the country's exchange rates and bank fees ...

While credit cards provide cashback, travel insurance, lounge access, and reward points that can be redeemed for future ...

However, the 2.5% saved on forex fees might be worth more than the rewards offered by another card. Redemption schedule: Cash back is only redeemed in January (as opposed to on-demand).