"A variable-rate HELOC can be risky, especially if you have a high debt-to-income ratio, meaning you already owe a lot ...

HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Home equity loan rates fell this week, leading some prospective borrowers to wonder if it's better than a HELOC now.

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

Here’s how a fixed-rate HELOC works and how it differs from a traditional home equity line of credit. What is a fixed-rate ...

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

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A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent.

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...