"A variable-rate HELOC can be risky, especially if you have a high debt-to-income ratio, meaning you already owe a lot ...

HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

HELOC introductory rates can run as low as 0.25% but understand the terms before committing to the line of credit.

However, if you're thinking about opening a HELOC without firm plans to use it, there are a few things you may want to know ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...