A Roth IRA conversion ladder is a popular strategy among early retirees who want to get around the IRS's early withdrawal penalty. A 401(k) is a smart place to keep your retirement savings ...

Roth IRA conversion ladders are a series of Roth IRA conversions made year after year. They're commonly used by those hoping to retire early as a way to circumvent the 10% early withdrawal penalty ...

If you're planning on trying the Roth Conversion Ladder, one thing to remember is that while you can pull contributions from the Roth IRA as planned, you can't take out any investment earnings ...

After that ladder matures, create another two-year ladder ... In some circumstances, taking larger withdrawals from an IRA or 401(k) in the early years of retirement to delay Social Security ...

If you’re interested in a Roth conversion ladder, a financial advisor can walk you through the steps and tax requirements.