Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

Buying a CD typically includes an evaluation of trade-offs. A longer-term CD commonly will offer a higher APY, but then you'll be locking your money up for a longer period of time. A successful ladder ...

CD account strategies can help you maximize returns and achieve financial goals but which makes the most sense now?

A CD ladder is a savings strategy designed to ... with the same access to your money. Higher-risk investments. Stocks, index funds and mutual funds average higher returns than CDs, though with ...

Risk assessments only work if they help advisors understand their clients’ true appetite for risk and then match them to appropriate investments. But with an unreliable risk profiler and ...

Or, you could use a mélange of BulletShares investment-grade, target-maturity corporate ETFs dated 2025 through 2029 for an average 5.3% — less than a BBB ladder due to its A and AA holdings.

Retirees with at least six months of emergency savings can use CDs to earn extra income and reduce portfolio risk. Pros and Cons of CD Ladders As with any investment strategy, retirement savers ...