Today’s Mortgage Refinance Rates

Today’s Mortgage Refinance Rates: February 6, 2025 – Rates Drop
The rate on a 30-year fixed refinance decreased to 6.93% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.84%. For 20-year mortgage refinances,
Weekly Mortgage Rates Trickle Down; Refinances Are on the Rise
Mortgage rates are unlikely to see major drops any time soon, as economic markets wait to see what comes of the Trump administration’s sweeping actions. So, knowing that there may not be better deals to hold out for, should you refinance now?
‘Mortgage rates will pull back:’ 4 pros predict where mortgage rates will go in February 2025
For his part, Lewis says mortgage rates are poised to drop in February, after climbing above 7% in January. “The direction of consumer prices will have the strongest effect on mortgage rates in February. The core inflation rate should decline further, giving bond yields and mortgage rates room to fall, but not by a lot,” says Lewis.
How to refinance your ARM into a fixed-rate mortgage
If you're one of many homeowners who chose an ARM to escape the fixed-rate mortgage climb starting in 2022, you might be eyeing a refinance. Here's what you need to know about converting your adjustable-rate mortgage.
30-Year Mortgage Rates Sink to New 7-Week Low
Rates on new 30-year mortgages saw a notable drop Wednesday—lowering the flagship average to its cheapest level since before Christmas. Several other averages also dipped.
Current 15-Year Mortgage Rates
According to the latest data from Freddie Mac’s Primary Mortgage Market Survey, the average 15-year fixed mortgage rate is ...
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Today’s 15-Year Mortgage Refinance Rates
With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...
Refinance Rates Holding Near 7-Week Low
Rates on 30-year refinance loans edged a single basis point higher Tuesday, nudging the average to 7.01%. Thanks to a four-day decline last week, the 30-year refi average sits near its cheapest level ...
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What are today's mortgage and mortgage refinance interest rates?
If you're refinancing, specifically, don't hesitate to look beyond your current mortgage lender. You may qualify for different rates and terms, which can make a big difference in what you pay ...
Lower mortgage rates draw homeowners in — but keep home buyers out
Mortgage rates inched down to their lowest level in six weeks, but the drop wasn’t enough to lure home buyers back into the ...
Today's Mortgage Rates | Rates Down For Now, But Uncertainty Looms
These are today's mortgage and refinance rates. Mortgage rates have been trending lower, but where they go next depends on inflation.
Cash-out refinancing vs. home equity loan: What to consider now
The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.
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A rising share of homeowners are prime refinance candidates
The 17.2% of mortgage borrowers nationwide with interest rates equal to, or greater than 6%, is the largest share since 2016, ...