(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

Those employees earning $145,000 or less, adjusted for inflation going forward, will be exempt from the Roth requirement.

Here’s some good news for workers who are using a 401(k) plan to save for retirement: You can stuff more in your account next ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Roth 401(k)s have higher contribution limits and an employer match, while Roth IRAs have more investment options. Both offer tax-free withdrawals in retirement.

More employers offer a Roth 401(k) option, enabling tax-free distributions in retirement. 2025 contribution limits are $23,500, with those 50 and older eligible for higher limits. Employers can ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

Suze Orman was as candid as ever when Gina, a 56 year-old retiree, called into her Women & Money podcast earlier this year.

While rolling over a traditional 401(k) account has its quirks, rolling over a Roth 401(k) comes with a unique set of rules. This article highlights some key considerations to keep in mind when ...