I-bonds offer interest based on a fixed rate plus inflation, compounding semiannually for up to 30 years. The minimum I-bond holding is one year, while early redemption within five years forfeits ...

Redemption: You can’t redeem I bonds until you have owned them for at least one year. However, if you redeem them after fewer than five years, you give up the previous three months of interest.

The interest you earn from Series I Bonds for one year may be a better option, even if you pay the early redemption penalty. Readers should also note that they are good for 30 years. So, if you ...

Series I Savings Bonds, commonly known as I Bonds, are a type of savings bond issued by the U.S. government. ... You can redeem an I Bond after 12 months. However, ...

How to Redeem Series I Bonds This depends on whether the I bond is electronic or paper. Electronic bonds are paid out to the owner automatically when the bond matures.