Drizzle it over tomatoes, dunk bread in it or finish a dish with it - you'll taste the difference instantly ... an 82% likelihood of a reduction from 4.5% to 4.25% on 8 May.

The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. With a big sign-up ...