Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home ...

You can have multiple VA loans throughout your life, but only in certain situations, such as selling your current home and ...

For example, a $100,000 home equity loan can provide the capital needed for substantial home improvements, debt consolidation ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

If you need to borrow cash, taking out a home equity loan is one of the most affordable ways to do it. Rates on these loans ...

Many believe a 20% down payment is needed to buy a home, but lower down payments are possible with options like FHA and VA loans, although PMI may apply.

It’s relatively easy to apply for a home loan online. The forms most lenders use are fairly straightforward as well as secure. For example, you may or may not want to have your credit report pulled if ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, ...

VA loans require $0 down and no PMI, but there are still cases when you might choose a conventional loan over a VA loan.

Should veterans continue to apply? I can't answer that question for you, but here are some things I might keep in mind over the next few months as the situation hopefully becomes clearer ...