The top five banks had a combined second-lien loan volume of more than $95 billion at the end of December 2024.

If you need a mortgage, there's an army of lenders out there. But figuring out which is the right one can be difficult. Do you want to go with a brick-and-mortar bank or an online lender?

Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported an average profit of $443 on each loan they originated in 2024, up from an average loss of $1,056 per loan ...

While mortgage production remained under pressure at top banks in the first quarter of 2025—aligning with market expectations—uncertainty looms over what the future may hold. Bank executives ...