The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

Are you concerned about debt? It’s important to recognize this, but at the same time, you may have more ways of gaining control of your debt situation than you had realized.  To begin with, ...

One often-underappreciated way to tackle debt is through debt settlement. Debt settlement groups can lower the amount you owe by negotiating with your creditors. Instead of paying the full debt, ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

To get approved for a credit card, you typically need at least a good credit score and a decent amount of credit history. If you have limited history or poor credit, applying for a credit card with ...

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest.

Kikoff, the credit-building platform used by over a million Americans, today introduced AI Debt Negotiation, a voice AI agent that negotiates debt on behalf of consumers. The tool will roll out to ...

Lifestyle inflation can be a silent budget killer. This can happen if you get a raise or a bonus check, making spending a ...

One of the most important things to remember is that Americans must contend with more than credit card debt ... The best strategy here is now to stick to no more than two cards, and this way ...

Debt consolidation can simplify payments and save on interest. Debt consolidation involves applying for a low-interest loan or credit line and using it to repay more expensive deb ...

Debt consolidation is a viable alternative to the debt snowball and avalanche methods. It involves combining multiple debts into a single loan—usually with a lower interest rate and one monthly ...