The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

Currently, the Fed anticipates more cuts in 2025, but those depend on economic conditions. It might not make sense to wait for rate cuts if you find competitive student loan refinance rates.

Learn about the distinctions between good debt versus bad debt. Learn how to leverage debt as a tool for financial growth ...

Are you concerned about debt? It’s important to recognize this, but at the same time, you may have more ways of gaining control of your debt situation than you had realized.  To begin with, ...

Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of ...

One often-underappreciated way to tackle debt is through debt settlement. Debt settlement groups can lower the amount you owe by negotiating with your creditors. Instead of paying the full debt, ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

If you find yourself in too much debt to keep up with, you might be able to negotiate with your credit card issuer to settle ...

To get approved for a credit card, you typically need at least a good credit score and a decent amount of credit history. If you have limited history or poor credit, applying for a credit card with ...

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest.

Kikoff, the credit-building platform used by over a million Americans, today introduced AI Debt Negotiation, a voice AI agent that negotiates debt on behalf of consumers. The tool will roll out to ...