These are some of the most helpful credit cards to have in your wallet if the nightmare of lost or delayed luggage comes true.

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If you're on the hunt for a travel credit card and don't want to pay a high annual fee, you've likely come across the Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card.

The card’s benefits state that both the cardholder and the immediate family members can claim up to $3,000 if your checked or carry-on luggage is damaged or lost by the carrier. The Capital One ...

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They rack up huge monthly charges, with firms such as Chase, Citi, American Express, and Capital One skimming ... expected credit-card issuers to raise fees to make up for the lost revenue.

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The Capital One Venture Rewards Credit Card is a great "set it and forget ... financially after mid-sized mishaps such as delayed or lost baggage and canceled or disrupted travel.