Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

These debt relief companies could help you slash your debt, but there are a few things to know before signing up.

Credit card debt relief could help you manage debt, but you'll need to be careful when choosing a program. As a freelance personal finance writer since 2008, Jason has contributed to over 100 ...

Debt forgiveness is typically used for non-revolving debt, like student loans, mortgages, medical debt or even taxes. Story continues Although forgiveness programs can offer debt relief, they are ...

Credit card debt forgiveness programs can negatively impact your credit score for a couple of reasons. First, you'll be advised not to make your credit card payments and pay your debt relief ...

Debt Relief Program Pros and Cons: Debt Management Plan Pros. Simplified payment structure: Enrolling in a DMP means you’ll get one monthly payment.And you’ll pay it to the credit counseling ...

Not everyone will qualify for hardship programs or find the terms affordable. In those cases, credit counseling may help get your debt under control. Many or all of the products on this page are ...

Debt forgiveness is typically used for non-credit-card debt, like student loans, mortgages, medical debt or even taxes. Pros of debt forgiveness programs All or part of your loan could be wiped out.

Most debt relief programs won’t accept clients with less than $10,000 in debt. If you fall below this figure, a personal loan or balance transfer credit card may be good options for you.

Many credit card debt relief programs are just after your money. Here's how to spot the companies trying to scam you. Don't Fall for Credit Card 'Forgiveness' Scams.

Credit card hardship programs are ideal for balances that can be paid down over a few months. Terms vary by issuer, and relief is generally granted on a case-by-case basis. To determine your ...