If you’re ready for a new card and feel that you can manage all the pros and cons of credit cards, you can use Bankrate’s CardMatch tool to get prequalified for multiple cards, then find the ...

Explore PenFed CD rates. PenFed is a credit union that permits anyone in the United States to open CDs. Explore CD options ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your credit card debt. There is often a 0% introductory annual percentage rate ...

Downgrading a credit card may sound like a setback, but it actually can really reward you if your spending habits have changed and you no longer see value in the card you're currently using.

In today's complex economic atmosphere, the selection of a standard credit card can pose a tough challenge. Two varieties of cards stand out from numerous others; they are co-branded credit cards ...

One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your credit card interest rates are high (the average rate is around 20% ), a ...

Consider the downsides of credit-builder loans before you choose one over alternatives like secured credit cards.

Checks must be cashed to receive the funds, you'll need an account at a bank or credit union. These cards remove this need and make it easier to access your return if you get it via check.

It can be easy to fall into debt, especially if you tend to overspend or you have no choice but to pay for necessities with a credit ... works Pros of debt consolidation Cons of debt consolidation ...

In an era where online transactions are the norm, virtual credit cards (VCCs) have gained popularity in the financial world. These electronic substitutes for traditional plastic cards offer a ...

Read our advice disclaimer here. The American Express Velocity Escape Credit Card is a basic and budget-friendly rewards card that is tied to the Virgin Australia frequent flyer program ...

With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can enjoy protection against unauthorized charges and other benefits. Keep in mind that ...