Multiple benchmark refinance rates have dropped. If you're hoping to refinance your home, keep an eye out for lower rates.

Rates for new 30-year loans edged lower for a second day, joining almost every other loan type in a decline Monday. The flagship average continues to yo-yo in 6% territory.

Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. The national median family income for 2024 was $ ...

Experts expect mortgage rate volatility in the coming months as the market navigates President Trump's chaotic trade war.

Mortgage rates had been trending down for much of 2025, but that’s changed recently over fears that the Fed could lose its ...

Mortgage rates saw a welcome dip, after surging almost every day for a week and notching an almost 11-month high. Rates fell ...

Note that rates on 15-year mortgages tend to be lower than rates on 30-year loans, but higher than rates on 10-year loans. The current average rate on a 15-year refinance is 6.75% compared to the ...

MBA Mortgage Applications Composite Index: -8.5% vs. +20.0% a week ago Purchase Index: -4.9% vs. +9.2% the previous week Refinance Index: -12.4% vs. +35.3% in the prior week 30-year fixed-rate ...

Traditionally, when mortgage rates dip below this threshold ... pending contract data from Altos offers valuable insights into current trends in housing demand. Usually, it takes mortgage rates ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

Home shoppers who can afford to buy at current mortgage rates may benefit from more buyer-friendly trends this spring homebuying season, including a sharp increase in home listings and lower ...

Most analysts expect mortgage rates to remain relatively flat for the rest of the year. However, another interest rate cut or economic shifts could change that equation. The current mortgage rates ...