“You need a grown-up,” the toddler added before her mom explained in Vietnamese that an adult will use a box cutter to cut a ...

One nonprofit is helping spread love and joy on Valentine’s Day. Joy by Jennifer is in the business of personalized birthday cards, created by individuals with Down syndrome.

It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...