Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.

Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.

Although having bad credit can be difficult — a poor credit score can impact everything from getting a credit card to getting an apartment — it isn't a permanent problem. With time and hard work, bad ...