Like permanent life insurance, term life insurance offers a death benefit. However, there's no cash value component and your policy will expire after a specified amount of time, usually between 10 ...

Term life insurance only pays out if you die before the term ends. It has no cash value and can't be used as an investment. It’s typically more affordable than other types of life insurance.

A $10,000 term life insurance policy has no cash value. However, a permanent life insurance policy might. Usually, the cash value steadily accumulates over the years, but the cash value of some ...

If you prefer to discuss your need in person, look no further than State Farm, a trusted provider with over 19,000 experienced agents throughout the U.S. You’ll find common cash value options at ...

You no longer need your policy If there's no one ... In that case, surrendering your policy for your cash value may be right for you. For example, many people use the cash value to fund their ...