If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

Working out how much you can afford to pay The debt counsellor will then assess your situation based on the information from the credit providers and on your credit report. If the debt counsellor ...

“Debt fatigue isn’t just about numbers — it’s emotional,” said Taylor Kovar, CFP, founder and CEO of 11 Financial. “It hits when you’ve been paying and paying, and your balance ...

You can improve your credit in the long run. Sometimes, debt consolidation can help you pay your debts off faster. When you have lots of loans and credit cards with different repayment timelines ...

Raising your credit score doesn't need to be difficult. Lowering your credit utilization can give it a serious boost.

If you find yourself in too much debt to keep up with, you might be able to negotiate with your credit card issuer to settle ...

To pay off debt fast, you need to exceed your minimum payments every month. Target the debt with the highest interest rate, also known as the "avalanche method." Lower your interest rate by ...

Seniors saddled with debt should start asking themselves these three critical debt relief questions right now.

This could eat into your debt settlement savings or even wipe it out altogether. It's important to understand how the IRS might tax debt settlement and how to avoid paying taxes on debt settlement ...

You can either pay your debt off entirely or set up a payment plan with your debt collectors. If you think you will struggle to pay off your debt, consider debt settlement, which involves ...