In a Wall Street Journal op-ed, U.S. Secretary of Education Linda McMahon explained the U.S. Department of Education’s decision to restart collections on federal student loans that are in default — and what comes next for Federal student loan borrowers who are behind on their bills.

The U.S. Department of Education said Monday that it would resume collecting payments on defaulted federal student loans beginning May 5, a move likely to affect millions of people who borrowed money to pay for college.