Let’s go back to the tax-bracket model that we used above. Since you’re still working and earning $80,000, you might choose ...

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Picture this: you’re 65 years old, still working and have around $400,000 saved in a traditional IRA. You’re healthy, active ...

In the U.S., millions of workers — especially those employed by small businesses, nonprofits and gig platforms — lack access ...

Americans don't typically stash money in IRAs from contributions. Here is how most people fund their IRAs, according to a new ...

Explore the challenges of traditional IRAs in estate planning, comparing ChatGPT's insights with expert critique.

Earning just over $10K can eliminate IRA deductions for married couples filing separately, reducing key tax benefits and ...

Getting the right tax advice and tips is vital in the complex tax world we live in. The Kiplinger Tax Letter helps you stay right on the money with the latest news and forecasts, with insight from ...

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to minimize tax impacts in retirement.

If you’re an employee thinking about how to save for retirement, individual retirement accounts, known as IRAs, are worth ...

For federal employees weighing whether to leave the TSP, five certified financial planners offer their insights on what to be ...