What is a CD? A CD is a secure investment that generates income through fixed interest over a set period. See more.

The national average for a one-year CD is 1.78% APY as of April 2, 2025, while the average for a one-year CD for the top banks tracked at CNET is 4.06% APY. What difference does t ...

The average annual percentage yield for a 12-month CD dropped two basis points this month to 1.78%, according to the FDIC. That said, some CDs are bucking the trend: “The best-yielding CDs offer ...

Today's top CDs offer annual percentage yields (APYs) as high as 4.50%. That's more than three times the national average for ...

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

Inflation continues to be above the Federal Reserve's ideal target of 2%. Due to that and economic uncertainty, the Federal ...

You can earn up to 4.50% annual percentage yield (APY) with today's best CDs. To give you a sense of how much this adds up to ...

To help you compare CDs, savings, and money market accounts, we research more than 200 financial institutions every business ...

Opening a CD now could be a smart move, but there are situations in which waiting could be the better approach.

By Arthur Vidro This decade’s steep inflationary period led to higher lending rates from banks. Whereas a mortgage with 3% interest was possible a decade ago, today’s rate approaches 7%. A bank loan ...

We analyzed rankings and reviews of CD providers on 11 financial sites to find the best certificates of deposit now ...