If you purchased an ARM over the past few years, you may want to consider refinancing it into a fixed-rate mortgage. With mortgage rates decreasing and the Federal Reserve cutting rates, it may be a good time to refinance and lock in a low fixed-rate.

Mortgage refi rates increased slightly on Thursday after three days of declining averages. Last week, 30-year mortgage refinance rates plunged to a 19-month low.

Mortgage rates are starting to fall, but that doesn't mean it's a good time to refinance. Find out why I'd wait a little longer.

The rate on a 30-year fixed refinance jumped today. The average rate on a 30-year fixed mortgage refinance is 6.84%, according to Curinos, while the average rate on a 15-year mortgage refinance is 5.78%.

Mortgage rates have fallen to their lowest level since early 2023. Should you apply to refinance? Keep reading to find out.

When you need cash and own a home, your equity is valuable. But should you refinance your home or get a reverse mortgage instead? Let’s look at the options.