Half of American private-sector workers now save in 401(k) plans. New federal laws and state mandates drive unprecedented ...

As of March 2025, the total number of auto-IRA accounts tops 1 million, according to a Georgetown program tracker. Those ...

The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for ...

State-facilitated retirement programs reached a milestone last month, adding the one-millionth account to the rolls.

Starting in 2025, most new 401(k) plans must automatically enroll workers, rather than leave the decision to them. “We used to spend a lot of time designing education programs to try to entice ...

Overall, about 40% of workers are expected to run out of money in retirement, according to EBRI. Automatic enrollment still benefits them, however, by reducing their savings shortfall by 7%.

WASHINGTON—More than one million private sector workers nationwide have enrolled in state retirement savings programs, a major milestone in the effort to address the nation’s ...

Enrollment is the first step toward retirement readiness, yet many employees face barriers like complex paperwork or uncertainty about how much to contribute. These "hassle factors" often delay action ...

Savings and investments: This category has the biggest influence on retirement readiness, with a maximum of 35 points available.Yet, respondents only realized 15.1 points, reaching just 43.2% of ...