Budget worksheets provide a basic layout for tracking your monthly expenses and income so you can pinpoint where your money is going and figure out areas where you can cut back on spending.

In the monthly budget worksheet below, add your income, expenses and any contributions to savings or debt repayment. We’ll add them up and show how your spending aligns with the 50/30/20 budget ...

You don't have to start from scratch and create a budget spreadsheet manually ... The Federal Trade Commission offers an editable monthly budgeting worksheet worth checking out.