Learn the differences between debt consolidation and debt settlement, their pros and cons, and which option suits your ...

Rolling your debt into one lump-sum loan can be a smart move, but it won't be the right one for every borrower.

If you're deep in debt, bankruptcy can help wipe the slate clean, but it's not the only option worth weighing.

Debt management could offer major relief from your credit card debt, but there are a few things to know first.

One often-underappreciated way to tackle debt is through debt settlement. Debt settlement groups can lower the amount you owe by negotiating with your creditors. Instead of paying the full debt, ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but there are state limits on what providers can charge. In general, you can ...

The credit card debt relief process can take some time to complete. To get started, follow these steps: Meet with a debt relief specialist: Typically, you’ll talk to a debt specialist over the phone.

The North Carolina House passed a bill on predatory debt unanimously last week that leaders hope the Senate will take up this session. One member joked that, after passing it ...

Debt consolidation is usually better than bankruptcy for maintaining credit, especially if you have a steady income and can ...

Managing personal finances effectively involves repaying credit card debt while avoiding additional fees. Settlements can ...

Oftentimes, you'll hear people say the only way to financial freedom is to become debt-free. That's a good goal to have, but ...