A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Other debt spreadsheets on Vertex42 include ones for credit repair, credit card payoffs and mortgage payoffs. What's more, all are free to download. If you loathe tracking your finances on ...

Your debts, including interest. Be sure to include credit card debt, medical debt and other kinds of debt in your monthly budget. » Learn how to budget for fixed and variable expenses Having ...

You might use a spreadsheet or keep a note on your phone to track the following for each credit card account: Once your debt is gone, you'll likely feel so accomplished that you'll want to prevent ...

For both methods, you'll list all outstanding credit card debt, including how much you owe, the minimum monthly payment, the interest rate and the due date. You can do this on a spreadsheet or wri ...

If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby ...

"Credit-card debt is an invisible problem," Emmaline ... She recommends people create a spreadsheet listing all their debts along with minimum payments, interest rates, and consolidation options.