HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

"A variable-rate HELOC can be risky, especially if you have a high debt-to-income ratio, meaning you already owe a lot ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Like any financial decision, though, opening a HELOC takes some planning. What will you use it for? How much equity do you ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

Here’s how a fixed-rate HELOC works and how it differs from a traditional home equity line of credit. What is a fixed-rate ...

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so. Compared with other options, interest rates on home equity loans are usually ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...