Both home equity loans and home improvement loans can help you secure financing but have important distinctions.

A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit ...

Home equity loan rates fell this week, leading some prospective borrowers to wonder if it's better than a HELOC now.

To make our top picks, the ConsumerAffairs Research Team vetted 35 home equity loan lenders reviewed by more than 8,000 people. You can read our full methodology to learn more about how we ...

If you’ve owned your home for a while, odds are you are sitting on a lot of home equity. At the end of the third quarter of 2024, the average homeowner with a mortgage had $319,000 of equity in ...

For example, if your home is worth $400,000 and you owe $250,000, you have $150,000 in equity. However, most conventional loans require you to keep at least 20% equity after refinancing ...