Mortgage defaults have risen slightly since this time last year, according to data from the Mortgage Bankers Association. Seasonally adjusted, the delinquency rate for all mortgages was 3.98% ...

Home equity has long been a safety net for homeowners—but "negative credit shocks" are leaving them unable to tap equities ...

Keep in mind that when you use your home equity to pay for a bathroom remodel (or anything else), your home will serve as ...

The post Millions of Americans Blocked From Accessing $731 Billion in Home Equity Thanks to Negative Credit 'Shocks' appeared ...

Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it ...

A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent.

One of the most common mortgage myths is that refinancing is free. However, you’ll need to pay fees, usually ranging from 2 ...

Both home equity loans and home improvement loans can help you secure financing but have important distinctions.

A new study shows millions of borrowers are locked out of accessing their home equity, which is estimated at $731 billion.

Higher interest rates and debt levels, along with pandemic-led disruptions to jobs and incomes, have made it more difficult ...

Here are three big reasons why refinancing your home equity loan into a HELOC makes sense right now: ...

Prepaying your home loan in 2025 can significantly reduce your interest burden, improve your credit score, and offer ...