Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of credit can help your credit score more than anything else. Your payment history ...

Nearly half of credit card debt holders say the main reason they carry a balance is because of an emergency or unexpected expenses, the survey found. Of those, 15% ...

Managing personal finances effectively involves repaying credit card debt while avoiding additional fees. Settlements can ...

The Consumer Financial Protection Bureau switched sides and backed a federal lawsuit by banks and business groups seeking to ...

To support employees effectively, companies should first assess their workforce’s financial pain points, such as budgeting, ...

One of the most important criteria credit card issuers consider is your CIBIL score. It is a three-digit score between 300 ...

Your tax refund isn't free money — it's your own cash returning to you. Learn how to leverage it for long-term financial security instead of short-term spending.

Your golden years should be a time of financial security and peace of mind, yet for a growing number of Americans over 50, ...

If the differential is much larger, it makes more sense to apply it to your highest rate debt.If your refund reduces but does not eliminate your credit card debt, see if you qualify for a ...

Consumer credit-card debt in the United States has risen along with soaring inflation and interest rates, prompting some ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...