The challenge grows if you’re retired or nearing retirement. You may have accumulated a large nest egg, and advisers may ...

Stock market crashes are unpredictable. Learn how to protect your 401(k) from a stock market crash and stay on track of your ...

For federal employees weighing whether to leave the TSP, five certified financial planners offer their insights on what to be ...

Forgetting to take your first RMD by April 1 in the year after you turn 73 can result in a significant tax penalty. “If you skip an RMD, the penalty can be steep: a 25% excise tax on the amount you ...

After leaving a job where they contributed to a 401(k), retirement savers typically have four choices about what to do with the funds in the plan. They can roll the funds into an employer-sponsored ...

While rolling over a traditional 401(k) account has its quirks, rolling over a Roth 401(k) comes with a unique set of rules. This article highlights some key considerations to keep in mind when ...

Changing jobs and deciding what to do with the money in your current 401(k) plan can feel tricky. Your current employer may ...

The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for ...

First, know your options. IRAs and employer-sponsored retirement plans are important elements of a successful retirement and long-term financial plan. As an individual considering a rollover from your ...

If life gets busy and you forget to roll over your 401(k) proceeds within 60 days, the entire amount will be treated as a taxable distribution, meaning taxes are due on the money that year.