If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Unlike a Roth IRA, which has income restrictions, a Roth 401 (k) is open to anyone — if your employer offers it. Not all ...

Choosing a Roth IRA can be tough -- especially when you're just starting out. Read Next: 8 Frugal Habits Americans Are ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

The best thing you can do for your retirement savings is to start saving and investing early, and to take advantage of ...

Holding cash erodes wealth over time, smart saving and global investing are key to financial independence. Learn why ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

The Roth IRA, named after the late Delaware Sen. William Roth, became a savings option in 1998, followed by the Roth 401 (k) in 2006. Creating a tax-free stream of income is a powerful retirement ...