The national average for a one-year CD is 1.78% APY as of April 2, 2025, while the average for a one-year CD for the top banks tracked at CNET is 4.06% APY. What difference does t ...

Our Guide to the Best-Paying Bank CDs Available to Anyone in the ... and available to open as of April 18, 2025. A certificate of deposit (CD) is a type of deposit account you can open through ...