Some loan programs offer a zero down payment option. But more than likely, you'll need at least 3% down. You’re excited about the prospect of purchasing a home. Only you’ve heard that you may need to ...

Thought you needed 20% down to buy a home? Or even 5%? How about 0%. Yes, these mortgages exist today. Estimate your monthly mortgage payments with taxes and insurance.

Finding the perfect home can be challenging. Sometimes, the best way to get into your dream property is to simply build it from the ground up. However, financing new construction isn't as ...

Experts tell you to shop for mortgage rates. But it could put your homebuying at risk. How do you shop lenders when buying a ...

Both FHA and USDA loans have more relaxed lending requirements than conventional loans. But, which one best suits your needs?

The Federal Reserve cut its key interest rate by 0.25% to a range of 4.25%-4.5%. The move was highly expected by the market. What wasn’t expected was that the Fed ...

The average down payment for first-time homebuyers is just 9%, thanks to a variety of programs that don't require the traditional 20% down. Your down payment plays a big role in your home purchase. It ...

Maybe, in the excitement of closing on your new home, the numbers dissolved into a blur. But now, after making a few mortgage payments, you’ve started to notice how much interest you’re paying to the ...

Do FHA Loans Have Income Limits? Many homebuyers wonder if they make too much to qualify for an FHA loan. Fortunately, FHA does not have income limits. You could make $1 million per year and still be ...