Mortgage and Real Estate Articles from Mortgage Research Center
4 days ago · Mortgage Research Center features mortgage news and advice for homebuyers from a team of experts in mortgage, real estate and personal finance.
Mortgage Rates Today, Jan. 3, 2025: Mortgage Rates at 6-Month …
12 hours ago · The average 30-year fixed rate mortgage was 6.96% yesterday, an increase of 0.04% since the day before. The 15-year fixed mortgage rate stood at 5.99%, down by 0.02%.The 30-year FHA mortgage averaged 6.22% yesterday, having risen by 0.04.Meanwhile, the 30-year jumbo mortgage rate was 7.34%, reflecting a decrease of 0.02%.
How Much Money Do I Need to Buy a House? The Real Deal on …
4 days ago · Benefits of 20% Down. Making at least a 20% down payment provides several advantages to borrowers. These include: Lower monthly payments. “By reducing your loan amount, the borrower saves on both principal and interest payments,” says Holman.
Mortgage Rates Today, Dec. 23, 2024: A Light Week Ahead?
Dec 23, 2024 · The average 30-year fixed rate mortgage is 6.98% today, an increase of 0.02% since yesterday. The 15-year fixed mortgage rate stands at 6.02%, down by 0.02%.The 30-year FHA mortgage now averages 6.29%, having risen by 0.09.Meanwhile, the 30-year jumbo mortgage rate is 7.37%, reflecting a decrease of 0.01%.
Mortgage Rates Today, Dec. 30, 2024: Market Sentiment Leading …
4 days ago · The average 30-year fixed rate mortgage is 6.94% today, a decrease of 0.07% since yesterday. The 15-year fixed mortgage rate stands at 6.01%, down by 0.13%.The 30-year FHA mortgage now averages 6.16%, having dropped by 0.22.Meanwhile, the 30-year jumbo mortgage rate is 7.36%, reflecting a decrease of 0.09%.
Conventional Loan Requirements in 2025 - mortgageresearch.com
Nov 29, 2024 · Updated 2025 conventional loan requirements and guidelines. What, exactly, do lenders consider to be extenuating circumstances? Some of the most commonly accepted reasons include:
Home Loans Articles | Mortgage Research Center
4 days ago · Thought you needed 20% down to buy a home? Or even 5%? How about 0%. Yes, these mortgages exist today. Estimate your monthly mortgage payments with taxes and insurance ...
Will Shopping For Mortgage Rates Derail Your Home Purchase? It …
Dec 24, 2024 · For homebuyers, it’s natural to want the lowest rate possible, especially since rates and home prices have risen so much in recent years. But rate shopping during the tight homebuying timeline can be risky. You’ll hear advice from experts to shop around and compare at least three mortgage quotes ...
A Complete Guide to FHA Refinances: Eligibility, Requirements, …
Aug 23, 2024 · Article Sources MortgageResearch.com often links to authoritative websites to verify facts and claims made in our articles. Read our editorial standards for more about our mission to deliver accurate and impartial content.. HUD
What Is a Mortgage and What Can It Do for You? - Mortgage …
Jun 17, 2024 · How Large of a Mortgage Can I Get? There are two things to consider when calculating how large of a mortgage you can get: your individual borrowing capacity and the maximum loan limits of the mortgage program you’re applying for.. As we already mentioned, lenders use your debt-to-income ratio to determine how large of a loan you qualify for.